![]() ![]() You can also transfer points to nearly two dozen travel partners, many at a 1:1 rate, then book award travel directly with your preferred airline or hotel.Īmex’s list of transfer partners includes popular programs such as Delta SkyMiles® and Marriott Bonvoy®. But using your points to cover past charges on your card only nets you a value of 0.6 cents per point. For example, you can book flights through American Express Travel at a value of 1 cent per point. The value of Membership Rewards points depends on how you redeem them. ![]() You’ll be charged 2.7% of each transaction after conversion to US dollars.Ĭardholders earn 2 Membership Rewards points per $1 on everyday business purchases up to the first $50,000 spent per year, then 1 point per $1 on all other purchases. Getting a business credit card will involve a personal guarantee in almost all cases, unless you’re able to qualify for a corporate card. That means both the individual cardholder and the business can be held responsible for balances owed. The Blue Business Plus Card requires both joint and several liability. Late payments can impact both business and personal credit.Frequent travelers seeking protections like baggage delay insurance won’t find them here. The card comes with just the Global Assist Hotline¹ and secondary car rental insurance². You can add up to 99 employees to your primary card account. If you fail to pay that amount, a penalty APR will apply to the balance. This feature allows you to spend over your credit limit with no over-limit fees, as long as you pay off the excess balance each month (it will be due as part of your minimum monthly payment). Earn 2 Membership Rewards points per $1 on everyday business purchases up to the first $50,000 spent per year, then 1 point per $1 on all other purchases. Not all business rewards cards come with an intro APR period, so this is a useful feature that sets the Blue Business Plus apart. If you need to finance a big-ticket purchase, this gives time to do so without paying interest. The card also provides a 0% intro APR on purchases for the first 12 months, then a variable APR of 18.24% to 26.24% applies. And you’ll earn rewards on purchases your employees make, too. And those points are flexible travel rewards you can use to book travel in the Amex portal or transfer to nearly two dozen airline and hotel partners. It earns Membership Rewards points at a competitive flat rate (until you hit the annual spending cap, after which the rate drops). If you’re seeking an American Express credit card to help your business earn rewards and manage cash flow, the Blue Business Plus is worth considering. Recommended credit score: Good to excellent.Does the issuer offer a preapproval tool? No. ![]() Other perks and benefits: Global Assist Hotline¹, Expanded Buying Power program, dispute resolution.APR: 0% intro APR on purchases for the first 12 months, then a variable APR of 18.24% to 26.24% applies.Rewards: Earn 2 Membership Rewards points per $1 on everyday business purchases up to the first $50,000 spent per year, then 1 point per $1 on all other purchases.Still, it’s a solid rewards card option in the right wallet. It also charges foreign transaction fees, which is unfortunate on a travel card. The main drawbacks to the Blue Business Plus Card are that it comes with an annual spending cap, after which the reward rate dips, and it has very limited travel benefits. While American Express offers other business rewards credit cards with welcome offers and more points multipliers, this card charges no annual fee and offers an introductory APR on new purchases. offers small business owners the chance to earn Amex Membership® Rewards points, a coveted travel award currency, for no annual fee. The card details on this page have not been reviewed or provided by the card issuer. The Blue Business® Plus Credit Card from American Express * The information for the The Blue Business® Plus Credit Card from American Express has been collected independently by Blueprint. ![]() But if you want robust benefits, look elsewhere. It also has a solid intro APR offer on purchases. (terms apply) is likely a good credit card for small business owners seeking travel rewards at no annual fee. ![]()
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